body {
	margin: 0 0 0 0;
	font-family: ariel, helvetica, sans;
}
h1 {
	margin: 15pt 0 10pt 0;
	font: italic bold 18pt arial, helvetica, sans;
}
h2 {
	font: bold 16pt arial, helvetica, sans;
	margin: 0 0 3pt 0;
       color: #990000;
}
p {
	margin: 0 0 9pt 0;
}
.disclaimer {
	font: italic bold 11pt arial, helvetica, sans;
	margin: 15pt 0 10pt 0;